John Lamb Hill Oldridge: Equity Release Specialists

John Lamb Hill Oldridge are Equity Release specialists who hold you at the heart of everything they do. No family’s position is the same and they recognise that by tailoring their approach to meet your needs and wants. 

Find out how John Lamb Hill Oldridge can help you today

What is Equity Release?

Equity Release is a way to unlock funds from your home. There are a few different types of equity release options but the most common are Lifetime Mortgages – where repayments are optional until the home owner dies or moves into long-term care.

Equity Release is best suited for those with high-value houses that they own outright and that they wish to continue living in. It would be the most suitable option for everyone but John Lamb Hill Oldridge can help you to determine this and set you on the right path. 

Why?

Make gifts and pass on inheritance

Fund long-term care costs

Increase cash flow

Consolidate debts

Carry out home improvements

Get advice from an expert

Having completed 100’s of equity release cases, John Lamb Hill Oldridge know what they’re doing. Complete the form below and an expert advisor will get in touch to help.

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Paula Steele from John Lamb Hill Oldridge
Anthony Seward from John Lamb Hill Oldridge

Paula and Anthony from John Lamb Hill Oldridge

A Case Study - An 80 year old obtaining a lifetime mortgage to pay for care

An 80 year old was able to get a lifetime mortgage to help pay his family members back for their help in paying for care and to cover his yearly care costs of £22,000. 

This meant that he was still able to live in his own home and didn’t have to dip into his savings to pay for his care.

By including a ‘drawdown’ feature in the mortgage he was able to make minimum withdrawals of £2,000 – this meant that he didn’t exceed the savings threshold and impact the financial support provided by his local authority. 

Because John Lamb Hill Oldridge were able to get to know this client and their circumstances they were able to put together a package that worked best for them.

The Benefits of Equity Release

Reduce Inheritance Tax Liability

Equity Release will create a debt against your client’s estate

Tax Free

Equity Release will create a debt against your client’s estate

No Monthly Contractual Obligations

Equity Release will create a debt against your client’s estate

Fixed Interest

Equity Release will create a debt against your client’s estate

Debt won't ever exceed the value of your home

Equity Release will create a debt against your client’s estate

Talk to an expert from John Lamb Hill Oldridge and get started with Equity Release

Or you can find out more on the John Lamb Hill Oldridge website.