
John Lamb Hill Oldridge: Equity Release Specialists
John Lamb Hill Oldridge are Equity Release specialists who hold you at the heart of everything they do. No family’s position is the same and they recognise that by tailoring their approach to meet your needs and wants.ย

Find out how John Lamb Hill Oldridge can help you today
What is Equity Release?
Equity Release is a way to unlock funds from your home. There are a few different types of equity release options but the most common are Lifetime Mortgages – where repayments are optional until the home owner dies or moves into long-term care.
Equity Release is best suited for those with high-value houses that they own outright and that they wish to continue living in. It would be the most suitable option for everyone but John Lamb Hill Oldridge can help you to determine this and set you on the right path.ย
Why?
Make gifts and pass on inheritance
Fund long-term care costs
Increase cash flow
Consolidate debts
Carry out home improvements
Get advice from an expert
Having completed 100’s of equity release cases, John Lamb Hill Oldridge know what they’re doing. Complete the form below and an expert advisor will get in touch to help.


Paula and Anthony from John Lamb Hill Oldridge
A Case Study - An 80 year old obtaining a lifetime mortgage to pay for care
An 80 year old was able to get a lifetime mortgage to help pay his family members back for their help in paying for care and to cover his yearly care costs of ยฃ22,000.
This meant that he was still able to live in his own home and didn’t have to dip into his savings to pay for his care.
By including a ‘drawdown’ feature in the mortgage he was able to make minimum withdrawals of ยฃ2,000 – this meant that he didn’t exceed the savings threshold and impact the financial support provided by his local authority.
Because John Lamb Hill Oldridge were able to get to know this client and their circumstances they were able to put together a package that worked best for them.

The Benefits of Equity Release
Reduce Inheritance Tax Liability
Equity Release will create a debt against your clientโs estate
Tax Free
Equity Release will create a debt against your clientโs estate
No Monthly Contractual Obligations
Equity Release will create a debt against your clientโs estate
Fixed Interest
Equity Release will create a debt against your clientโs estate
Debt won't ever exceed the value of your home
Equity Release will create a debt against your clientโs estate
Talk to an expert from John Lamb Hill Oldridge and get started with Equity Release
Or you can find out more on the John Lamb Hill Oldridge website.