NHS Continuing Healthcare is available to someone whose primary need is medical care, provides fully-funded health and social care and can be administered in their home, a care home or a hospice. Find out when and how to apply for it. Annabel and finance expert Jason Butler simplify a complicated issue.
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Alternatively, you can listen this discussion in NHS Continuing Healthcare through Apple Podcasts. Just click the link below:
Before listening to this episode of the Age Space Podcast or reading the show notes below, you may find our Beginner’s Guide to Elderly Care Services and interesting and useful read.
Show notes for this episode
Click on the following links to jump to sections of the show notes:
- I need assistance around the home or with mobility
- I have a medical condition with nursing need
- Medical care is my primary need
- NHS Continuing Healthcare assessment process
I need assistance around the home or with mobility
If you require general assistance around the home, or with mobility, you are expected to meet your own care costs (either at home or in residential care) – unless your savings are below the threshold (approx. £23,000). However, you don’t have to take into account your home if you or your partner are living in it.
I have a medical condition with nursing need
If you have a medical condition with a nursing need, the NHS will make a contribution of up to £160 per week to support nursing costs.
Medical care is my primary need
If your primary care need is medical, then you could be eligible for NHS Continuing Care – this is where the NHS pays for all of your care in any setting.
All of the above scenarios above are discussed in this episode, which you can listen to at the top of the page.
NHS Continuing Healthcare assessment process
In order to qualify for NHS continuing healthcare, you will first need to have an assessment, and there are two routes:
- Fast track checklist – for those with very serious medical issues;
- Standard checklist – for everyone else.
A medical practitioner, such as your GP, needs to complete the checklist on your behalf.
Next, you will have an assessment by 2-4 health professionals to determine whether health care is your primary care need. If this is confirmed, you will receive Continuing Care funding. However, you will be reassessed after the first 12 weeks, and then annually after that, to check that you are still eligible.
If you start receiving Continuing Care funding, you must inform the Department of Work and Pensions within 12 weeks, as this may impact your eligibility for your existing benefits.
Beacon provide lots of free advice on navigating the funding care system: www.beaconchc.co.uk. Always refer to your GP for support and advice– they should be your advocate in this process.
We have put together a more thorough guide to NHS-funded continuing healthcare care here.
To hear NHS Continuing Healthcare explained in simple terms, click on the play button within the player at the top of the page.
Visit our website at www.agespace.org, Facebook page (search for Age Space) and Twitter account (@agespace) for more information and free advice and support on all aspects of caring for elderly parents.
Show produced by Husain Husaini at Wire Free Productions.